Legal obligations of drivers and riders - Car Insurance Advice

Legal obligations of drivers and riders

You must do several things before you drive a car or ride a motorcycle. These include getting a driving licence, registering, insuring and taxing your vehicle, and getting an MOT.

Before you drive or ride

You must:

  • have the correct driving licence
  • be the minimum driving or riding age
  • meet the minimum eyesight rules

Learner drivers

You must:

  • be supervised by a qualified driver (except if riding a motorcycle)
  • display L plates (L plates or D plates in Wales)

Vehicle requirements

The vehicle must:

  • be registered with DVLA
  • have up to date vehicle tax (check if your vehicle is taxed online)
  • have a current MOT certificate (if your vehicle needs one)

You must also have a minimum of third party insurance that covers your use of the vehicle.

Changes to personal or vehicle details

You must tell DVLA if you:

  • change your name or address
  • make any alterations to your vehicle
  • sell your vehicle
  • have or develop a medical condition

Driving larger vehicles or buses

There are higher medical and eyesight standards for driving larger vehicles.

You must tell DVLA if you have any driving convictions.

If you’re applying for a passenger-carrying vehicle (PCV) licence then you must also tell DVLA if you have any other convictions.

Showing your driving documents

If a police officer asks you to, you must be able to show:

  • your driving licence
  • a valid insurance certificate
  • a valid MOT certificate (if your vehicle needs one)

If you don’t have the documents with you at the time, you may be asked to take them to a police station within 7 days.