Consider upgrading to comprehensive cover?

With comprehensive vehicle coverage, you could claim out of your insurer for injuries which might be deemed to be your fault.

It additionally applies while fault can’t be established, eg if you return to your car after shopping to locate that a person has hit you and left the scene.#

without comprehensive cover, you chance having to fork out for repairs yourself. Worse still, in case your vehicle is written off you’ll ought to pay for a brand-new motor.

A complete policy gives you that delivered level of safety and peace of mind which you gained’t necessarily have to pay for highly-priced maintenance – just your obligatory and voluntary extra.

See: Is comprehensive insurance more expensive than other policy types?