Tesco Car Insurance is provided by the Tesco Bank, a property of Tesco Supermarket, located in Edinburgh, United Kingdom. They are one of the leading insurance providers in the United Kingdom. Tesco Bank provides the best car insurance cover, behind outstanding customer support of over 4,000 staff, 24-7 who are all uk based.
The company has over a decade of experience in car insurance, with more than 7 million customers including the Tesco Bank users. There are many reasons you should choose Tesco Car Insurance product:
- They are trusted insurance providers with a defaqto 5-star rating.
- They manage your vehicle insurance policy online all day throughout the week in your insurance account.
- If you are a United Kingdom residence you receive 24-hour accident helpline.
- Guaranteed discount for all Tesco Clubcard Members.
If you buy Tesco Car Insurance for the first time, you get Tesco Clubcard discount, and you buy the insurance online, you get an additional 20% discount. But the 20% discount for an online purchase is subject to a minimum premium. This however does not apply to Key Cover, Breakdown Cover, Driver Injury Cover, and Courtesy Car Cover.
Before purchasing the insurance online, you will have to fill and complete an online account. This will be your insurance account, and you can create anytime.
From your insurance account:
You can download and print all your insurance policy documents whenever you want.
- Inform the company if you are changing your car or moving home.
- Update your personal information including phone number, email, and physical address.
- Send documents to Tesco Car Insurance electronically.
- Make changes to your policy free of charge.
Benefits of the Insurance to Drivers Aged 21 and Above
If you buy direct you get added security with standard Motor Legal Protection such as:
- Enjoy a wide variety of standard features such as a small courtesy car to use while yours is still being repaired.
- Guaranteed discount Clubcard holders.
- Customise extras to meet your needs and lifestyle at an additional fee.
- Manage your policy online whenever you want.
It is up to you to choose the plan that fits your need.
Tesco Bank provides comprehensive car insurance cover for your vehicle including:
Uninsured Driver Promise
This cover aims to provide you with a peace of mind in the event that your car is hit by an uninsured driver. With this plan, you will not be penalised for it.
All you need to do is allow the company to verify the details of the incident.
Small Courtesy Car
While your car is being repaired, Tesco Bank will offer you a small courtesy car to use. However, there are exclusions which you can check here.
Fire and Theft Cover
The company will pay for damage or loss of the car caused by theft, fire, or attempted theft.
Tesco Car Insurance will pay for a chipped windscreen, either by replacing it or meeting the costs of repair. The company will also cover the cost of scratching to the paintwork caused by broken glass from windows or windscreen.
Replacement Child Car Seat
You are guaranteed a child seat replacement if it was in the car at the time of an accident.
In-car Entertainment Equipment Cover
This encompasses telephone, any stereo, sat nav, and entertainment equipment permanently fitted to your vehicle.
EU Extension For Up To 90 Days
This means with your car insurance, you can drive anywhere in the UK region without paying an extra fee. This plan applies only to UK residents and extends for 90 days maximum.
You and Your Passengers
Tesco Car Insurance covers you and your passenger in the following way:
24 Hour Accident Helpline
You will be able to access the UK accident helpline in time of the day, any day of the week.
Cover For Personal Possessions
Tesco Insurance also covers the things that are inside your car if they are damaged or lost following the accident. This plan covers possessions up to the value of £200.
If you or the person you are carrying on the vehicle get injured during the incident, Tesco Car Insurance will pay up to £100 in the medical bill for each injured person.
Personal Accident Cover
This covers you and your partner for up to £5,000 in compensation in case of serious injuries.
These benefits are optional but very important that you can’t afford to ignore them. They include:
This plan aims to provide you with cover in case of a car breakdown. You can add this option which is provided by one of Tesco Car Insurance underwriters RAC, and avoid being stranded on the road when your car breaks down.
Upgraded Courtesy Car Cover
The small car courtesy will not always be suitable for your need. In case you need more space, add this cover and you will be provided with a vehicle similar in size to your own. You will be able to use the car for up to 28 days while your usual one is being repaired or even if it is written off by an approved repair network.
Driver Injury Cover
Add this cover to be insured in case you or any named driver get hurt in an accident while operating the insured vehicle. This option will cover the driver whether or not the accident is his/her fault.
The company will provide a lump sum payment that is below or the equivalent of the specified limit. This will help you cater for rehabilitation or meet expenses in case of serious injury or death.
You can get insured in the event your car keys are stolen or locked inside your vehicle. Tesco Car Insurance will replace the keys and locks for up to £1,500 per policy.
The keys include house and business keys.
Who Underwrites Tesco Insurance?
Tesco Bank Car Insurance, which is arranged and administered by Tesco Bank and is underwritten by the following insurers:
- Tesco Underwriting Ltd
- Aviva Insurance Ltd
- AXA UK PLC
- Sabre Insurance Company Ltd
- Zenith Insurance PLC.
You can totally trust Tesco Car Insurance. They are one of the most respected insurance providers not only in the UK but also in other parts of the EU too.
One thing you can appreciate about Tesco Car Insurance is that their documents can be accessed online via Your Insurance Account. To view their terms and conditions visit their website, they are authorised and regulated by the Financial Conduct Authority.