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	<title>Car Insurance &#187; self help</title>
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		<title>How To Use The Mistake of Fact Defense With A Traffic Infraction</title>
		<link>http://carinsuranceadvice.co.uk/4400/how-to-use-the-mistake-of-fact-defense-with-a-traffic-infraction/</link>
		<comments>http://carinsuranceadvice.co.uk/4400/how-to-use-the-mistake-of-fact-defense-with-a-traffic-infraction/#comments</comments>
		<pubDate>Mon, 14 Feb 2011 11:14:20 +0000</pubDate>
		<dc:creator>Janice  Morales</dc:creator>
				<category><![CDATA[Car Insurance]]></category>
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		<category><![CDATA[Speeding Tickets]]></category>
		<category><![CDATA[traffic court]]></category>
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		<guid isPermaLink="false">http://carinsuranceadvice.co.uk/4400/how-to-use-the-mistake-of-fact-defense-with-a-traffic-infraction/</guid>
		<description><![CDATA[Mistake of fact is a context in which you might have in fact broken the law, but due to extraneous instances you aren't held legally liable. But even if you're not liable for a speeding infraction you might still want to defend yourself against it sometimes.]]></description>
			<content:encoded><![CDATA[<p>Mistake of fact is a context in which you might have in fact broken the law, but due to extraneous instances you aren&#8217;t held legally liable. But even if you&#8217;re not liable for a speeding infraction you might still want to defend yourself against it sometimes.</p>
<p>How might you utilize the mistake of fact defense strategy with traffic tickets?</p>
<p>You have to prove that there was circumstances beyond your control while getting your traffic infraction.</p>
<p>For speeding violations one of the most traditional ways this can be used is because the traffic sign is in some way blocked or gone. After a storm a branch could of covered the traffic sign or it&#8217;s completely fallen over. In this case you are not trying to speed over the limit or do anything wrong. It&#8217;s a good idea as soon as you can go back to where the traffic sign is gone or fouled and try to take photos to defend yourself.</p>
<p>This can also happen with traffic tickets where you have failed to stop completely. One example of this scenario is where the lines showing you where to come to a stop could be faded. Picture evidence will work Best when bringing this up to the judge.</p>
<p>People tend to find that in a lot of instances such as these judges will be sympathetic. When doing this though, just be certain not to admit any wrong doing on your part.Instead make the assertion that the county didn&#8217;t achieve it&#8217;s accountability to you as a driver.</p>
<p>In vary rare instances this defense can be used when the speed limit signs are being changed and you happen to be one of the drivers that&#8217;s pulled over that day. This isn&#8217;t a completely strong defense but it is an option that you might use.</p>
<p>If you would like to beat your <a href="http://paytrafficviolation.com/">traffic violations</a> in traffic court, visit Paytrafficviolation.com</p>
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		<title>Ways to Preserve A Traffic Ticket Record &#8211; Keeping Your Driving History Clean</title>
		<link>http://carinsuranceadvice.co.uk/4327/ways-to-preserve-a-traffic-ticket-record-keeping-your-driving-history-clean/</link>
		<comments>http://carinsuranceadvice.co.uk/4327/ways-to-preserve-a-traffic-ticket-record-keeping-your-driving-history-clean/#comments</comments>
		<pubDate>Wed, 02 Feb 2011 08:46:35 +0000</pubDate>
		<dc:creator>Randy  Hansen</dc:creator>
				<category><![CDATA[Car Insurance]]></category>
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		<guid isPermaLink="false">http://carinsuranceadvice.co.uk/4327/ways-to-preserve-a-traffic-ticket-record-keeping-your-driving-history-clean/</guid>
		<description><![CDATA[A decent driving record is imperative because having a bad driving record because of to many traffic violations can end up with extremely high auto insurance rates and even loss of your drivers license which can make your life difficult. Keeping your traffic ticket record clean could help you pay less fines and keep your insurance as low as it is right now.]]></description>
			<content:encoded><![CDATA[<p>A decent driving record is imperative because having a bad driving record because of to many traffic violations can end up with extremely high auto insurance rates and even loss of your drivers license which can make your life difficult. Keeping your traffic ticket record clean could help you pay less fines and keep your insurance as low as it is right now.</p>
<p>One of the best ways of trying to preserve your driving history is when you are pulled over. No matter how mad you may get, be nice to the law officer , even if you are fuming, can help towards your chance of getting a warning as opposed to a violation. Warnings do not go onto your driving record.</p>
<p>Will a parking violation go on my driving record?</p>
<p>Its best to check with the city in which you received the ticket to determine this. Basically if you take care of your parking tickets, they will not find their way onto your driving history.</p>
<p>If you already have a ticket, how long can it stay on your driving record?</p>
<p>This will vary from place to place, but a ticket can last on a driving record for up to 7 years. This can mean that even if you get a traffic ticket each year you might possibly lose your driving privileges.</p>
<p>How to keep traffic tickets off your driving record and tips to guard your points.</p>
<p>Obviously driving safely and obeying the rules of the road will keep your history clean. But you might still wind up with a infraction. There are a couple of strategies.</p>
<p>First of all contesting your citation in court can not add to the points of your ticket. You never know, the violation just may get thrown out. It can also be reduced. At worst you are found guilty of the ticket. Fighting traffic tickets is a no lose option.</p>
<p>Also if it comes down to it and you do indeed have to pay for the infraction ask the judge if you can attend traffic school. This can actually turn out to be the punishment for the infraction and will keep the driving history point free.</p>
<p>If you would like to defeat your <a href="http://tinyurl.com/6x3sh4m">speeding fines</a> in traffic court, visit Paytrafficviolation.com</p>
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		<title>A Good Driving Record Can Help You In Traffic Court</title>
		<link>http://carinsuranceadvice.co.uk/4318/a-good-driving-record-can-help-you-in-traffic-court/</link>
		<comments>http://carinsuranceadvice.co.uk/4318/a-good-driving-record-can-help-you-in-traffic-court/#comments</comments>
		<pubDate>Mon, 31 Jan 2011 09:31:41 +0000</pubDate>
		<dc:creator>Jessica  Morales</dc:creator>
				<category><![CDATA[Car Insurance]]></category>
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		<guid isPermaLink="false">http://carinsuranceadvice.co.uk/4318/a-good-driving-record-can-help-you-in-traffic-court/</guid>
		<description><![CDATA[Most records contain inaccuracies that could cause you to pay hundreds of dollars more per year in auto insurance! Are you paying too much for auto insurance?]]></description>
			<content:encoded><![CDATA[<p>Most records contain inaccuracies that could cause you to pay hundreds of dollars more per year in auto insurance! Are you paying too much for auto insurance?</p>
<p>If your driving record has mistakes on it you very well could be paying more in auto insurance than you should be.</p>
<p>According to a study done by the Insurance Research Council, 22% of peoples driving records had inaccuracies listed in them. These inaccuracies could account for increased auto insurance premiums.</p>
<p>These mistakes stem from a variety of things, but the more common reasons are speeding violations which have been dismissed against a person (for instance, after completing a traffic school class), yet still show up on your record.</p>
<p>And obviously clerical errors do happen while putting in information into the database.</p>
<p>A bad (or not accurate) record can get you fired or, prevent you from landing that job of a lifetime, and as discussed previously raise your insurance premiums.</p>
<p>If your job relies on you traveling a lot (especially with the company car), then it is extra important you get a copy of your record. Any mistakes can be costly for you and your career.</p>
<p>A lot of companies will do scheduled driving record checkups and if you fail to inform your employer beforehand of what is on it, you can be fired, sometimes simply because of the insurance implications.</p>
<p>If you have to go to traffic court for a traffic ticket then by bringing along a current copy of your driving history can go a long way to improving your chances of having a traffic ticket dismissed.</p>
<p>Although there may be a copy of your driving record already there, by bringing your own, it emphasizes to the judge to take into consideration your previous record.</p>
<p>Judges usually give special leniency to those with good driving histories. Also, by having purchased your own, it shows the judge that you are concerned about what this speeding ticket can do to your clean driving record, and insurance, and as such he will be more willing to drop the charge against you to one that will not show up on your driving record.</p>
<p>So do yourself a big favor and maybe even save some money in auto premiums by getting a current copy of your driving history today.</p>
<p>For additional information on your <a href="http://goarticles.com/article/Your-Good-Driving-Record-Can-Help-You-In-Traffic-Court/4096060/">driving record</a>, go to Paytrafficviolation.com</p>
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		<title>Ways Traffic School And Driving School Can Help You With Tickets And Your Drivers License</title>
		<link>http://carinsuranceadvice.co.uk/4295/ways-traffic-school-and-driving-school-can-help-you-with-tickets-and-your-drivers-license/</link>
		<comments>http://carinsuranceadvice.co.uk/4295/ways-traffic-school-and-driving-school-can-help-you-with-tickets-and-your-drivers-license/#comments</comments>
		<pubDate>Fri, 28 Jan 2011 09:29:43 +0000</pubDate>
		<dc:creator>Cynthia  Ryan</dc:creator>
				<category><![CDATA[Car Insurance]]></category>
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		<guid isPermaLink="false">http://carinsuranceadvice.co.uk/4295/ways-traffic-school-and-driving-school-can-help-you-with-tickets-and-your-drivers-license/</guid>
		<description><![CDATA[Some jurisdictions in the U.S. have point systems set up for various traffic violations. If the speeding ticket is a more severe one like doubling the posted speed limit, one would get more points against their drivers license than for a more minor traffic offense like an improper lane change or not securing a load to the car appropriately. If you accrue to many points in a defined period of time, the drivers license can be suspended.]]></description>
			<content:encoded><![CDATA[<p>Some jurisdictions in the U.S. have point systems set up for various traffic violations. If the speeding ticket is a more severe one like doubling the posted speed limit, one would get more points against their drivers license than for a more minor traffic offense like an improper lane change or not securing a load to the car appropriately. If you accrue to many points in a defined period of time, the drivers license can be suspended.</p>
<p>Traffic school can help with your traffic ticket and lessen the points towards your drivers license.</p>
<p>Some states allow people, even if they haven&#8217;t had any infractions on their record, to enroll in traffic school to take away points off their drivers license. When finishing the class, the individual is allowed to receive more points than before. This means that you can keep their license longer. If you are getting near the top of your limit, enroll in a a class like this and of course drive safer. Some jurisdictions will let a traffic school like this to be taken every year.</p>
<p>Traffic schools are an alternative for getting out of a traffic ticket. If you have had a pretty clean driving driving record, asking for traffic classes is definitely an option to look at in order to have your fines reduced and to prevent points against your license. Now this is not going to work every time. In several jurisdictions this may only work once. But at least the traffic ticket won&#8217;t go on your driving history. And it&#8217;s an easy avenue of trying to get your traffic ticket taken care of even if you are completely guilty of the charge.</p>
<p>Not getting points isn&#8217;t only necessary to keeping your drivers license, but it is important for your automobile insurance premiums as well. If you get to many points, it is an indication that you aren&#8217;t a safe driver. Your insurance premium will go up as you receive more points. Fighting fines whether by traffic school, a driving school program, or beating them in traffic court will save you cash.</p>
<p>To defeat your <a href="http://tinyurl.com/4eo65gb">speeding tickets</a> in traffic court, go to Paytrafficviolation.com</p>
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		<title>Speeding Ticket Strategies To Help In Traffic Court</title>
		<link>http://carinsuranceadvice.co.uk/4291/traffic-ticket-defense-strategies-to-help-you-in-court/</link>
		<comments>http://carinsuranceadvice.co.uk/4291/traffic-ticket-defense-strategies-to-help-you-in-court/#comments</comments>
		<pubDate>Thu, 27 Jan 2011 10:14:27 +0000</pubDate>
		<dc:creator>Mary  Bishop</dc:creator>
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		<guid isPermaLink="false">http://carinsuranceadvice.co.uk/4291/traffic-ticket-defense-strategies-to-help-you-in-court/</guid>
		<description><![CDATA[A lot of people at one time or another in their driving lives will get a traffic violation forone reason or another. A lot of people will take these tickets and pay them. Some such as not keeping your license on your person or having a tag that's out of date can not really be fought with any defense or strategy. But then there are speeding violation strategies that can be used for different speeding infractions.]]></description>
			<content:encoded><![CDATA[<p>A lot of people at one time or another in their driving lives will get a traffic violation forone reason or another. A lot of people will take these tickets and pay them. Some such as not keeping your license on your person or having a tag that&#8217;s out of date can not really be fought with any defense or strategy. But then there are speeding violation strategies that can be used for different speeding infractions.</p>
<p>One of the most traditional strategies is that you as the driver were not in the know of the infraction that you were cited for. Storms will sometimes knock down stop signs, speed limit signs, and even yield signs. Sometimes individuals will paint over a speed limit or even steal the sign. A defense in this case is that you were unaware of what rule that you broke because the county did not have the signs properly posted. If this were to happen to you, be sure to get photo or video evidence as soon as you can to try and defend yourself.</p>
<p>Another strategy is to research the infraction in your local area. For the most part there are a few key points that must be demonstrated and some guidelines the officer must go by. Look at these and see if everything was done the right way and if they can be proven in traffic court. If you find a mistake with just a single one of these, that can be the defense strategy.</p>
<p>One other strategy is to put in question the reliability of the radar devices that were used to measure the velocity if it&#8217;s a speeding infraction. These devices have to be tested and have documentation at specified times. If this documentation isn&#8217;t up to date, you can get out of the violation as the device&#8217;s readings are just unreliable at that point.</p>
<p>Don&#8217;t be apprehensive to come up with a defense strategy because the reality is that many times tickets that are challenged in court can win or hopefully at least get a reduced fine.</p>
<p>To beat your <a href="http://tinyurl.com/4w5bzoz">traffic ticket</a> in traffic court, then visit Paytrafficviolation.com</p>
<p>categories: traffic court,traffic school,speeding tickets,traffic law,self help,legal,driving,automobiles,car insurance,home,family</p>
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		<title>Why Going To Court For Traffic Tickets Can Hurt You</title>
		<link>http://carinsuranceadvice.co.uk/4288/why-going-to-court-for-traffic-tickets-can-hurt-you/</link>
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		<pubDate>Thu, 27 Jan 2011 09:06:13 +0000</pubDate>
		<dc:creator>Tammy  Ramirez</dc:creator>
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		<guid isPermaLink="false">http://carinsuranceadvice.co.uk/4288/why-going-to-court-for-traffic-tickets-can-hurt-you/</guid>
		<description><![CDATA[Whenever you get a speeding violation or other infraction while driving usually people will pay the infraction or you go to court. When someone automatically pays the ticket it gives no chance to contest the citation at all as you are admitting you are guilty and moving on with the issue.]]></description>
			<content:encoded><![CDATA[<p>Whenever you get a speeding violation or other infraction while driving usually people will pay the infraction or you go to court. When someone automatically pays the ticket it gives no chance to contest the citation at all as you are admitting you are guilty and moving on with the issue.</p>
<p>Fighting a violation in traffic court in a lot of situations can actually help because many infractions when contested the right way are usually diminished to a lower traffic offense and even dismissed altogether. But what are the chances that going to traffic court to try and get your ticket dismissed might wind up hurting you?</p>
<p>The first thing is when you go to court to try and get your ticket either reduced or dismissed altogether is using the wrong choice of words when telling your side. The best defense strategy in the world won&#8217;t go over to well if you just happen to admit your guilt. An excuse as to why you did whatever violation is not a good defense. This bad choice of words will get you the full fine on the ticket along with any other negatives accompanying with that ticket.</p>
<p>Another way to disserve yourself by choosing to go to court is to forget and not go. Accepting your right to show up to defend yourself in court means you must show up when it is scheduled. When you do not appear,You might put yourself in more trouble because the judge can issue a warrant for your arrest. What this means for you is if you don&#8217;t take care of it after the arrest warrant is issued, at any time when and if an officer runs your drivers license and sees you have an outstanding warrant for you they can take you into custody immediately.</p>
<p>If for any reason, you you happen to forget about your court date it&#8217;s best to get this taken care of as soon as possible.</p>
<p>Going to court and fighting infractions is very helpful, but only if you actually plan on showing up. Or else it is probably going to hurt you.</p>
<p>To defeat your <a href="http://tinyurl.com/4eedcl2">traffic ticket</a> in traffic court, go to Paytrafficviolation.com</p>
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		<title>Common Approaches To Keep Clear Of Speeding Violations</title>
		<link>http://carinsuranceadvice.co.uk/4280/common-approaches-to-keep-clear-of-speeding-violations/</link>
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		<pubDate>Wed, 26 Jan 2011 08:36:55 +0000</pubDate>
		<dc:creator>Donna  Castro</dc:creator>
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		<guid isPermaLink="false">http://carinsuranceadvice.co.uk/4280/common-approaches-to-keep-clear-of-speeding-violations/</guid>
		<description><![CDATA[The absolute best way to avoid all speeding tickets is to simply not drive. This isn't possible for the majority of us though since most work for a living. So if you don't like public transportation, the following tips should be helpful. Unless you like riding the bus.]]></description>
			<content:encoded><![CDATA[<p>The absolute best way to avoid all speeding tickets is to simply not drive. This isn&#8217;t possible for the majority of us though since most work for a living. So if you don&#8217;t like public transportation, the following tips should be helpful. Unless you like riding the bus.</p>
<p>1. Don&#8217;t go over the speed limit. This is the obvious one, but honestly if you want to avoid a speeding ticket don&#8217;t speed. If you must speed do it on the highway.</p>
<p>2. Be prepared. Avoid speeding tickets by not standing out from the crowd. You can help yourself with this by going around your car and making sure all lights are functioning. Your mirrors, blinkers, headlights and tail lights need to all function correctly.</p>
<p>3. Quality of your vehicle. Fix small issues like cracked windows and use some touch up paint if your car needs it. Keeping it clean and up to date will help you avoid the eyes of the law.</p>
<p>4. Don&#8217;t sleep and drive. Keep yourself alert by sitting up straight and being aware of your surroundings. Police can be anywhere. Pay particular attention to things such as over passes and bends in the road as these can be magnets for cops and your next speeding ticket.</p>
<p>5. Don&#8217;t be suspicious. If you drive a 1987 Olds Cutlass then don&#8217;t go driving in nicer neighborhoods as this will definitely spark a cops interest.</p>
<p>6. Don&#8217;t draw too much attention. Depending on the car you drive, you may stand out from the rest. High performance vehicles will always catch the attention of an officer before, say, a Ford Escort.</p>
<p>7. Be wary of curves. Approach curves carefully as you never what may be waiting on the other side to give you a speeding ticket.</p>
<p>8. Stay clear of the left lane. Most police officers will admit they will observe cars in the left lane more closely to give speeding tickets to them. It is called the fast lane for goodness sakes.</p>
<p>9. Know your territory. Its important to know your town or city and what resources they have for law enforcement. It may seem like there isn&#8217;t a cop for miles. But that van or SUV parked on the side of the street could be a photo radar unit. They will automatically give you a speeding ticket, they have no conscious.</p>
<p>10. Watch for brake lights. You can easily identify a potential speeding ticket situation ahead of you by looking for cars&#8217; brake lights as most drivers don&#8217;t hit their brakes on the highway unless there is a reason to.</p>
<p>11. Know what the cops drive. Like innocent little fish swimming past the jaws of a lurking shark, many drivers don&#8217;t realize the inconspicuous sedan in the next lane is a police officer&#8211;until it&#8217;s too late! These normally look just like the other police vehicles in your town, they&#8217;re just painted like a civilian car, and they give out just as many speeding tickets as any other police vehicle.</p>
<p>12. Know your speed traps. These are very prevalent everywhere, to find out the places in your area that police hand out a lot of speeding tickets check out Speedtrap.org for an exhaustive list for any city in the US.</p>
<p>Unfortunately you cant avoid all speeding tickets, but you can greatly increase your odds of not getting one by using these tips.</p>
<p>If you want to beat your <a href="http://tinyurl.com/4kfmdlh">speeding fines</a> in traffic court, click over to Paytrafficviolation.com</p>
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		<title>Driving Is A Basic Thing That Everyone Should Learn</title>
		<link>http://carinsuranceadvice.co.uk/3536/driving-is-a-basic-thing-that-everyone-should-learn/</link>
		<comments>http://carinsuranceadvice.co.uk/3536/driving-is-a-basic-thing-that-everyone-should-learn/#comments</comments>
		<pubDate>Tue, 14 Sep 2010 12:23:26 +0000</pubDate>
		<dc:creator>David Spears</dc:creator>
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		<guid isPermaLink="false">http://carinsuranceadvice.co.uk/3536/driving-is-a-basic-thing-that-everyone-should-learn/</guid>
		<description><![CDATA[Like you learn to read and write, driving is also a basic that you go to a driving school and learn. You would need to be sixteen years old to go to the school and obtain a student license. While in driving school, pay attention to the driving rules and safety practices which is very important.]]></description>
			<content:encoded><![CDATA[<p>Like you learn to read and write, driving is also a basic that you go to a driving school and learn. You would need to be sixteen years old to go to the school and obtain a student license. While in driving school, pay attention to the driving rules and safety practices which is very important.</p>
<p>It is not only the teens that are reckless drivers sometimes, but adults do this as well. They seem to have a road rage and get into a kind of fit while driving.</p>
<p>Accidents occur due to mishaps, which are beyond the driver&#8217;s control. However at times we tend to ignore weather reports and the various traffic signals in a sense of complacency and invite trouble.</p>
<p>Everybody today has to have a car to be able to commute to office and other places. In a house we have multiple cars. People are always in a hurry to beat the traffic and get to their destination ahead. With the increase in traffic, the accident is also increasing proportionately</p>
<p>Many of the driving mistakes and mishaps can be avoided by training drivers in safety aspects and giving them the awareness of safe driving practices. If this is done at the time when teens just begin to learn driving, they will grow up to be responsible drivers.</p>
<p>Adhering to road and lane discipline, following the traffic signals and signs are within drivers control to follow. This can help them avoid getting into trouble and save expenses of paying fine and fees etc.</p>
<p>Driving schools should teach the students to strictly follow driving discipline. These rules include but not limited to maintaining proper speed limits, following instructions given in traffic rules, maintaining proper distance between vehicles and following the list of dos and don&#8217;ts. All these should be learnt and practiced by students before they obtain license to drive.</p>
<p>Driving lessons and training in safety practices is the only way to make people become responsible drivers and respect safety of themselves as well as of the others.</p>
<p>Aside from driving lessons, this author also frequently writes regarding <a href="http://stainlesssteelutilitycart.com">steel utility cart</a> and <a href="http://closetshelves.org">closet shelves</a>.</p>
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		<title>Steps To Take When Involved In A Minor Car Accident</title>
		<link>http://carinsuranceadvice.co.uk/3471/steps-to-take-when-involved-in-a-minor-car-accident/</link>
		<comments>http://carinsuranceadvice.co.uk/3471/steps-to-take-when-involved-in-a-minor-car-accident/#comments</comments>
		<pubDate>Mon, 30 Aug 2010 12:37:13 +0000</pubDate>
		<dc:creator>Carmen Lavine</dc:creator>
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		<guid isPermaLink="false">http://carinsuranceadvice.co.uk/3471/steps-to-take-when-involved-in-a-minor-car-accident/</guid>
		<description><![CDATA[Any car owner will tell you that it is not possible to drive without having a minor mishap sometime. It's just a fact of life that we can't avoid, as many cars on the road will inevitably lead to some collisions. If your car insurance is in place and you have a solid policy backing you up, the minor mishap can take very little of your time and energy.]]></description>
			<content:encoded><![CDATA[<p>Any car owner will tell you that it is not possible to drive without having a minor mishap sometime. It&#8217;s just a fact of life that we can&#8217;t avoid, as many cars on the road will inevitably lead to some collisions. If your car insurance is in place and you have a solid policy backing you up, the minor mishap can take very little of your time and energy.</p>
<p>However all said and done you will be left fretting in times of an accident not knowing what to do next. It is always better to know what process is required to be followed in such cases.</p>
<p>When in case of a minor brush with the other vehicle, if there are no serious injuries to anyone, the best option is to drive or push to the side of the road and park so that the traffic can flow smoothly.</p>
<p>Always when in an accident on the road, switch on the hazard&#8217;s light so that the other vehicles approaching are able to stop well ahead and avoid further collision.</p>
<p>The next thing would be to call the police and report the accident. Incase of a minor accident the police may not arrive or respond immediately. But still you will need to report it for insurance purposes.</p>
<p>After reporting to the police, wait there and note down all details of the driver of the other vehicle and note down the car number, registration, color and other details besides getting the driver&#8217;s details including name, address, license number, insurance details etc.</p>
<p>Do not jump in to make any conclusions or accept fault of driving on your side. It is not your job and leave it to the police to decide.</p>
<p>You would need to inform the insurance agency about the accident and they will take over from there and deal with things. If possible make sure you photograph both vehicles in detail and provide it to the insurance agency.</p>
<p>Refer to additional pieces of work written by this very author covering subject matters such as <a href="http://carpetsquaresweb.com/carpet-stretching/">carpet stretching</a> and <a href="http://carpetprices.org/carpet-prices-per-square-foot/">price of carpet per square foot</a>.</p>
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		<title>Minor Car Accidents And Steps To Do In The Event You Face One</title>
		<link>http://carinsuranceadvice.co.uk/2937/minor-car-accidents-and-steps-to-do-in-the-event-you-face-one/</link>
		<comments>http://carinsuranceadvice.co.uk/2937/minor-car-accidents-and-steps-to-do-in-the-event-you-face-one/#comments</comments>
		<pubDate>Sat, 22 May 2010 19:57:10 +0000</pubDate>
		<dc:creator>Derek Wilson</dc:creator>
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		<description><![CDATA[Chances are if you drive long enough, eventually you'll have a minor accident. A fender bender isn't such a big deal if you have car insurance.]]></description>
			<content:encoded><![CDATA[<p>Chances are if you drive long enough, eventually you&#8217;ll have a minor accident. A fender bender isn&#8217;t such a big deal if you have car insurance.</p>
<p>When you experience your first minor accident it can be very stressful. You need to be careful not to say or do the wrong thing, because this can screw up your case for auto insurance. You also need to be careful to get all of the information you will need to file a claim. It&#8217;s best to learn what to do before an accident happens.</p>
<p>The first thing to remember is to move the vehicles off of the road, so long as no one is injured. This is especially important if the accident happened at a busy intersection.</p>
<p>You really can&#8217;t just leave your cars in the intersection. If you do, then cars trying to get around you can have problems and you can actually cause more accidents to happen. Before you move your cars, turn on your hazard lights so that other cars know something is wrong and don&#8217;t expect that you&#8217;ll be able to travel at the normal rate of speed.</p>
<p>The second thing to remember is that you need to call the police. In some areas, police will show at even minor accidents and write up an accident report, while in other areas there must be injuries for police to come to the scene. Regardless, call the police and see if they will send someone. Having an accident report can make filing a claim with your auto insurance much easier.</p>
<p>It&#8217;s critical that you exchange information with the other driver. You should get each other&#8217;s name, phone number, insurance carrier, policy number, drivers license number, and license plate number. It&#8217;s a good idea to take down details about the car too like year, color, make and model.</p>
<p>When you are exchanging information, be careful what you say to the other driver. Do not admit fault, or apologize for the accident or any part in the accident. Don&#8217;t even say &#8220;sorry.&#8221; You do not want to be taken as admitting fault, as this is problematic for an insurance claim. Let the police sort out who was at fault.</p>
<p>If you have a camera or camera phone, get out and take some pictures of the vehicles. Try to get shots of both, including the damage done, and get a few shots of the cars&#8217; position in relation to each other. Then when you leave the scene of the accident, call your insurance company and report the accident and provide all of the relevant details they request.</p>
<p>The writer additionally frequently gives advice regarding topics including <a href="http://kittentoys.org/best-cat-toys/">best cat toys</a> and <a href="http://kittentoys.org/catnip-toys/">catnip toys</a>.</p>
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