Car Insurance

Any car owner will tell you that it is not possible to drive without having a minor mishap sometime. It’s just a fact of life that we can’t avoid, as many cars on the road will inevitably lead to some collisions. If your car insurance is in place and you have a solid policy backing you up, the minor mishap can take very little of your time and energy.

However all said and done you will be left fretting in times of an accident not knowing what to do next. It is always better to know what process is required to be followed in such cases.

When in case of a minor brush with the other vehicle, if there are no serious injuries to anyone, the best option is to drive or push to the side of the road and park so that the traffic can flow smoothly.

Always when in an accident on the road, switch on the hazard’s light so that the other vehicles approaching are able to stop well ahead and avoid further collision.

The next thing would be to call the police and report the accident. Incase of a minor accident the police may not arrive or respond immediately. But still you will need to report it for insurance purposes.

After reporting to the police, wait there and note down all details of the driver of the other vehicle and note down the car number, registration, color and other details besides getting the driver’s details including name, address, license number, insurance details etc.

Do not jump in to make any conclusions or accept fault of driving on your side. It is not your job and leave it to the police to decide.

You would need to inform the insurance agency about the accident and they will take over from there and deal with things. If possible make sure you photograph both vehicles in detail and provide it to the insurance agency.

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